How to Use a Car Insurance Calculator

1
Find a car insurance calculator, or use the one in resources below. The calculator is set up to analyze your ability to afford an accident, which in turn will estimate the amount of coverage you should purchase for peace of mind.
Step 2
Enter your personal and financial information. All of the questions are usually yes or no and it only takes a few minutes to determine the coverage you need. Be honest when answering questions like: Do you park your car in a high-theft area? These questions determine the type of coverage that will get you back on the road in the least amount of time.
Step 3
Look at your results page. You will probably have a deductibles for collision and comprehensive. The lower your deductible, the higher you will pay for your insurance. The calculator will give you all of the figures you should be looking for when you search for quotes, so you won't have to determine these yourself.